In every aspect of my life, I’ve set goals. Own my car outright. Get certified to teach yoga. See all the US National Parks. Work for nonprofit sustainability. The list goes on and on at least 60 more goals. Some of the physical fitness goals are aimed at vanity (I want to see my abs [...]
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I finally set up an IRA for myself! This is, perhaps, an indication that I am moving forward in my goals, one of them being to retire comfortably.
I had been looking around at different IRA’s for some time, and I asked advice from others on Wesabe (if you don’t know, you need to: www.wesabe.com). After [...]
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Week 4 Expenses:
Groceries: $60.00
Christmas Presents: $27.50
Groceries: $7.43
Total for week: $94.93
Total for No Spend Month: $2235.25
Total without Christmas Spending: $1894.78
Total Savings, depending on which total you prefer: $264.75 ($605.22)
Woo Hoo! I’ve completed No Spend Month! I took a survey from friends and coworkers, asking whether or not I should count Christmas spending in my expenses for [...]
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Alright. I’ve thought a lot about my performance during No Spend Month. Why have I sucked it up? I always thought my spending habits were good. I thought I was relatively frugal.
I suppose that, if one takes out Christmas shopping, I’ve done alright. Technically, I’m even under budget (at $1827.35). Still, my intent was to [...]
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Here we go with Week 3:
Thanksgiving Groceries: $43.99
Car Payment: $270.55
Morning Coffee: $4.40
Utilities: $110.34
Netflix: $14.69
Toiletries: $46.61
Coat*: $50.00
Ink Cartridges: $50.00
Christmas Presents: $112.97
Groceries: $95.20
Commuter Train Pass*: $138.80
DC Metro Pass: $9.90
Total for week: $900.84
Total for No Spend Month: $2140.32
*The coat is a partial payment on a Christmas present to me.
Cripes! I’ve already blown it! By a lot! I’m practically [...]
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Here’s the spending for the week:
Commuter Train Pass: $18.20
Metro: $16.50
Rent Check to Greg: $300.00
Costco: $139.91
Caribou Coffee and a muffin*: $7.04
Utilities: $69.00
Noodles and Company (Dinner with Greg)**: $18.65
Groceries***: $22.54
Cox Communications: $161.99
Groceries: $89.82
Medication: $13.45
Total For Week: $857.10
Total for No Spend Month: $1239.48
*Caribou Coffee was cheating. I have no excuse other than the cold, which I can’t rely [...]
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Week One:
*DC Metro pass: $16.50
CVS- Carmex (It’s cold and I have really chapped lips!): $3.28
Christmas Presents: $150.00
Utilities: $210.00
**Hot Chocolate: $2.60
Total for Week: $382.38
Total for No Spend Month: $382.38
*I have an amount already on my card and am working off of that, but I figure it’s still an expenditure.
**The hot chocolate was also paid for by [...]
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I’m a member of Wesabe, the website where people can track their finances, share stories and tips, and set goals for their saving/spending. I came across one thread where a whole mess of people decided to start a NO Spend Month. They’ve all taken different slants on what this constitutes but, essentially, people are only [...]
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